NSDL Jiffy: Zero Balance A/C

Open a zero balance savings account instantly with NSDL Jiffy, the digital banking app from NSDL Payments Bank. Complete your account setup entirely online using just your Aadhaar and PAN—no branch visits, no paperwork, no hidden fees. Start banking immediately and manage all your finances from a single app.

Move money fast with multiple transfer options. Send funds via IMPS, NEFT, or UPI to any Indian bank account in seconds. Check your balance, add beneficiaries, and track every transaction with one tap. Link your RuPay Credit Card to UPI for secure payments directly from your credit line, giving you flexibility across all your payment needs.

Pay bills and recharges without leaving the app. The expanded Bharat Bill Payment System lets you settle electricity, water, gas, and broadband bills for any provider across India. Pay your landline, EMIs, and insurance premiums for major providers like ICICI Prudential, HDFC Life, and Bajaj Finance. Recharge your mobile with Jio, Airtel, Vi, or BSNL plans instantly, or top up your DTH service and FASTag with a few taps.

Choose your debit card format. Get a free virtual RuPay Debit Card immediately for online purchases on Amazon, Flipkart, Zomato, and other platforms. Request a physical card for ATM withdrawals and in-store transactions across India whenever you need it.

Invest in mutual funds through the app. Build your portfolio with Equity, Debt, Liquid, and Index funds. Access high-performing ELSS funds to reduce your tax liability. Start a Systematic Investment Plan (SIP), redeem units, or switch between funds in just a few clicks.

Rest assured your data stays protected. The app uses multi-layered security with two-factor authentication (MPIN and OTP) to keep your money and personal information safe. Built on 25 years of NSDL's financial expertise, this app combines speed and trust. Download NSDL Jiffy: Zero Balance A/C today to bring comprehensive banking, payments, and investments to your pocket.